Marriott Bonvoy American Express Card

AT THE PARTNER: 5 Marriott Bonvoy points per CAD $1 spent at participating Marriott Bonvoy hotels. EVERYWHERE ELSE: 2 points per CAD $1, with no category bonuses at all. No elevated grocery, gas, dining or travel rate. Silver Elite status adds a further 10% bonus on Bonvoy base points earned on stays, and Gold Elite (if reached) adds 25%; those are programme bonuses on hotel spend, not card earn. No annual earn cap is published. Amex Bank of Canada publishes no fixed cash value for a Bonvoy point, so point_value_cents is NOT PUBLISHED. Bonvoy is a variable-priced hotel currency with no published redemption chart floor.

Up to 110,000 Marriott Bonvoy points: 80,000 after spending CAD $6,000 in the first 6 months, plus 30,000 on making a purchase in the 15th month of cardmembership (no additional spend threshold is published for the second tranche). Marriott and Amex both state the offer is for new Marriott Bonvoy American Express Cardmembers only. Current and former cardholders are excluded. No offer end date is published on the pages that could be loaded; third-party sites have cited a September expiry, which is unverified and not recorded here.

Coverages published on Amex Canada's Marriott membership-benefits page: Car Rental Theft and Damage up to $85,000; Flight Delay up to $500 (combined limit shared with Baggage Delay); Baggage Delay up to $500 (same combined limit); Lost or Stolen Baggage up to $500 per trip; Hotel Burglary up to $500; Travel Accident $500,000; Purchase Protection up to $1,000 per occurrence; Buyer's Assurance Protection Plan extending the manufacturer's warranty by one year. There is NO out-of-province/out-of-country emergency medical insurance and NO trip cancellation or interruption insurance on this card. A significant gap for a card sold as a travel product. Headline non-insurance benefits: one annual Free Night Award redeemable at properties costing up to 35,000 points, valid one year from issue; automatic Marriott Bonvoy Silver Elite status; 15 Elite Night Credits each year; and a path to Gold Elite after CAD $30,000 of annual card spend (or 10 paid nights plus the 15 credits). OVERLAP FLAG: American Express is not one of the big six banks, so this card is unlikely to be in the big-six researcher's set. But if it is, this record supersedes nothing and should be de-duplicated on card_name before publication. Sold as a travel card but carries no emergency medical, no trip cancellation and no trip interruption insurance. Flight and baggage delay share a single $500 combined limit. The 30,000-point second tranche does not arrive until the 15th month, so the true bonus in year one is 80,000 points and you must pay a second $120 annual fee to collect the rest. The annual Free Night Award is capped at 35,000 points of room value. In high season at most desirable properties that will not cover a night. Only 2 points per $1 on everything except Marriott stays; there are no category multipliers. Amex Bank of Canada's interest rates and FX fee for this card could not be retrieved from an issuer page. Do not publish a rate for this card without loading Amex's rate box directly. New cardmembers only; current and former Marriott Bonvoy Amex holders are ineligible for the welcome offer.