American Express Green Card

Completely flat structure: 1 Membership Rewards point for every $1 in eligible Card purchases, with no bonus categories at all. Every category field is populated with 1 because the flat rate genuinely applies to all of them, not because category bonuses exist. Amex publishes no earn cap for this card. Earn_cap_annual is null because nothing is published rather than confirmed uncapped.

Earn 10,000 Membership Rewards points, stated by Amex as $100 in value, for at least $1,000 in net purchases posted to the account in the first 3 months of Card membership. Amex notes to allow up to eight weeks for the welcome bonus to be awarded. Single tier only. No offer end date published.

Purchase Protection Plan covering accidental physical damage or theft for 90 days from date of purchase, up to $1,000 per occurrence. Buyer's Assurance Protection Plan extending the manufacturer's warranty by up to one additional year on eligible new items. Fraud Protection Guarantee. No travel medical, no trip cancellation or interruption, no flight or baggage delay, no rental car CDW, no mobile device coverage. The insurance package is materially thinner than the Membership Rewards branding suggests. Supplementary cards carry no annual fee. Redemption benchmark published by Amex: 1,000 points = $10 statement credit. NO INTEREST RATES OBTAINABLE FROM THE ISSUER. Amex Canada's Green Card product page is consent-gated and the cardmember agreement defers every rate to a separate 'information box and disclosure statement' that is not published online. Purchase_apr, cash_advance_apr and foreign_transaction_fee are all null. This card cannot currently be placed in any rate-based comparison without contacting Amex. The cardmember agreement PDF is a JOINT document covering the Cobalt, Gold Rewards and Green cards. Confirm any figure taken from it is actually attributed to Green and not to a sibling card. Membership Rewards branding implies a premium travel-points card, but this variant has NO transfer partners advantage over other MR cards at a $0 fee, a flat 1x earn, and essentially no travel insurance. The 1.0 cent point value recorded is the statement-credit rate Amex publishes (1,000 points = $10); other redemption routes may differ. Membership Rewards points earned on this no-fee card may belong to a different MR pool than those on fee-paying Amex cards, which affects transferability. Amex does not clarify this on the accessible pages. Amex-network acceptance in Canada is materially narrower than Visa/Mastercard. Do not confuse with the US American Express Green Card, which carries a substantial annual fee and a 3x travel/dining earn. The Canadian Green Card is a different, no-fee, flat-1x product.