RBC Avion Visa Business

Flat '1 Avion point for every $1 spent in net purchases'. No bonus categories and no caps published. This is the mid-tier Avion business card, distinct from the RBC Avion Visa Infinite Business ($175/$75).

35,000 Avion points upon approval with the first year's annual fee waived. RBC states points are awarded within 60 days provided the account remains in good standing, and that only the primary business owner is eligible. No minimum spend is published, so bonus_tier1_spend is a genuine 0. RBC may withdraw the offer at its discretion; no end date published.

Trip cancellation $1,500 for each covered person to an overall maximum of $5,000 for all covered persons per trip; trip interruption $5,000 for each covered person per trip to a total maximum of $25,000. Purchase Security for 90 days against theft, loss or damage. Extended Warranty doubles the manufacturer's original Canadian warranty by up to one additional year to a maximum of 5 years. Rental car collision underwritten by Aviva General Insurance; RBC does not publish the day limit on this card's page. NO travel emergency medical insurance is published for this card. RBC's Business Credit Card Agreement fee schedule confirms $120 first card / $50 additional cards and a 2.5% foreign currency markup, and applies a $3.50 cash advance fee in Canada / $5.00 outside Canada. Easily confused with the RBC Avion Visa INFINITE Business ($175/$75) that is already in the dataset. This is the $120/$50 tier and earns a flat 1 point per $1 with no bonus categories at all. PERSONAL GUARANTEE: RBC's published Business Credit Card Agreement places liability on the Applicant (the business) and states 'a Cardholder is not responsible to us for the payment of any Debt'. Recorded as false on the strength of the agreement, but RBC does not publish whether an owner guarantee is taken separately at underwriting. No travel medical insurance despite being sold as a travel rewards card. No free employee cards. The 35,000-point bonus is granted on approval with no spend requirement, which is genuinely unusual. Verify it has not lapsed before publishing, as RBC posts no end date.