National Bank Platinum Business Mastercard

Flat '1.5 points per dollar spent, with no purchase limit'. No bonus categories and no caps. Points are redeemed through National Bank's À la carte Rewards programme. National Bank publishes no fixed cents-per-point redemption value, so point_value_cents is null.

National Bank's product page displays a promotion of up to 60,000 points plus first-year annual fees reimbursed, but states it runs 'through September 16, 2025'. An end date almost a year in the past as at 18 August 2026. The offer is therefore recorded as null rather than live. Do not publish this bonus without confirming a current offer directly with National Bank.

Flight delay protection up to $500 after a 4-hour delay. Lost or stolen baggage up to $1,000. Vehicle rental collision coverage up to 48 days. Purchase protection for 180 days against theft and damage. Double the 90 days most Canadian cards offer. Extended warranty up to 2 additional years, also better than the usual 1 year. Fraud protection up to $10,000. Minimum credit limit $1,000. NO travel emergency medical insurance is published. STALE OFFER ON THE ISSUER'S OWN PAGE: National Bank still displays a 60,000-point welcome promotion with an end date of 16 September 2025. Publishing it would show an expired offer as live. No travel emergency medical insurance on a $125 business card branded Platinum. Purchase protection at 180 days and extended warranty at 2 years are genuinely better than the Canadian norm and are the strongest reason to consider this card. National Bank publishes no foreign currency conversion fee and no personal guarantee statement. No published cents-per-point value for À la carte Rewards, so the 1.5x earn rate cannot be converted to a return without an editorial assumption.