ATB Financial No-Fee All-In Digital Account

ATB FinancialChequing

ATB Financial · Chequing

No monthly fee with unlimited transactions.

Monthly feeNone
Transactions includedUnlimited
Interest rateNone published
Deposit insuranceInsured

Fees and rates verified 2026-08-19We earn nothing from any institution hereHow we research

What it costs

Monthly fee
None
How the waiver works
No minimum balance required
Each transaction over the limit
$5.00

What is included

Transactions each month
Unlimited transactions
Interac e-Transfers
Included with no separate fee
Fee per e-Transfer beyond that
$0.00
ATM network
ATB ABMs (free); outside Alberta in Canada ATB reimburses up to $4.50 for two withdrawals/month
ATM outside the network
$5.00

Who can open it

Where you can open it
Alberta

Deposit protection

Insured by
Province of Alberta, all deposits fully guaranteed (no dollar limit stated)

Where these figures come from

Figures checked on
August 19, 2026
Source page
www.atb.com

Notes

Unlimited digital transactions; in-branch or phone-assisted transactions $5 each; manual telephone bill payment $1.25. Includes a linked line of credit ($5,000 to $50,000, approval required).

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.