ATB Financial · Chequing
$15.95 a month with unlimited transactions, waived if you keep $4,000 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $15.95
- Fee waived with a balance of
- $4,000
- How the waiver works
- Waived with $4,000 minimum daily balance throughout the month, or for full-time post-secondary students aged 26+ with proof of enrolment
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- Fee per e-Transfer beyond that
- $0.00
- ATM network
- ATB ABMs (free); outside Alberta in Canada ATB reimburses up to $4.50 for two withdrawals/month
- ATM outside the network
- $5.00
Who can open it
- Where you can open it
- Must be an Alberta resident, 18+, and have had no ATB chequing/savings account or personal loan in the previous 3 years (welcome-offer eligibility)
Current offer
- Welcome bonus
- $250
- What it requires
- $250 cash for new ATB clients who open the account, set up a recurring direct deposit of $350+, and complete two $50+ payments within 60 days
Deposit protection
- Insured by
- Province of Alberta, 'All deposits are fully guaranteed by the Province of Alberta' (no dollar limit stated)
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.atb.com
- Fees and terms
- Published fee schedule
Notes
ATB is an Alberta Crown corporation, not a credit union; it has no membership share. $5 non-network figure is the Cirrus international ABM fee ($8 reimbursed for one US withdrawal per month).
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.