BMOChequing
BMO · Chequing
$17.95 a month with unlimited transactions.
Monthly fee$17.95
Transactions includedUnlimited
Interest rateNone published
Deposit insuranceInsured
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $17.95
- How the waiver works
- No minimum-balance waiver; the fee is always charged. $13.95/month for seniors 60 and older. Holding $4,000 or more earns bonus Blue Points rather than a fee waiver.
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- ATM network
- BMO, Interac
- ATM outside the network
- $2.00
Who can open it
- Senior discount
- $4.00 a month
Current offer
- What it requires
- Bonus Blue Points when you open a new Blue Rewards Chequing Account and a Savings Amplifier Account; BMO does not publish a dollar value or deadline on the account page
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.bmo.com
- Fees and terms
- Published fee schedule
Notes
New plan tied to BMO's Blue Rewards loyalty program (launched June 2026): unlimited transactions but, unusually, no minimum-balance fee waiver.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.