BMO Essential Business Account (eBusiness Plan)

BMOBusiness chequing

BMO · Business chequing

Business account

$5.00 a month with unlimited transactions.

Monthly fee$5.00
Transactions includedUnlimited
Interest rateNone published
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
$5.00
In-branch transaction
$5.00
Extra electronic transaction
$0.00

What is included

Transactions each month
Unlimited transactions
Interac e-Transfers
6 a month
Fee per e-Transfer beyond that
$1.50
Cash deposits free each month
$0
Cash deposit fee after that
$2.50 per $1,000

Who can open it

US dollar account
No

Deposit protection

Insured by
CDIC

Where these figures come from

Figures checked on
August 19, 2026
Source page
www.bmo.com

Notes

Unlimited electronic/ATM transactions and unlimited Moneris transactions. In-branch transactions cost $5 each, the steepest teller charge in the big six. Zero cash deposit allowance: every $1,000 of cash costs $2.50. Items deposited over limit $0.25 each.

Where the institution contradicts itself

A machine read of the Better Business Banking Guide PDF returned $51 for this plan; the product page states $5 per month. The product page figure is used.

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.