CIBCChequing
CIBC · Chequing
$4.00 a month with 18 transactions included.
Monthly fee$4.00
Transactions included18
Interest rateNone published
Deposit insuranceInsured
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $4.00
- How the waiver works
- No minimum-balance waiver. Seniors 65+ receive a $4.00 monthly discount, resulting in no fee for up to 18 transactions.
- Each transaction over the limit
- $1.25
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- 18 transactions a month
- Interac e-Transfers
- Included with no separate fee
- ATM network
- CIBC, Interac
- ATM outside the network
- $2.00
Who can open it
- Senior discount
- $4.00 a month
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.cibc.com
- Fees and terms
- Published fee schedule
Notes
CIBC's low-fee account; Interac e-Transfers are free to send but count toward the 18-transaction monthly limit.
Accounts worth comparing this against
Compare this against every account we track
Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.