Desjardins · Chequing
$3.95 a month with 12 transactions included, waived if you keep $1,500 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $3.95
- Fee waived with a balance of
- $1,500
- How the waiver works
- Fee waived with minimum balance maintained for the month
- Each transaction over the limit
- $1.25
What is included
- Transactions each month
- 12 transactions a month
- Interac e-Transfers
- Included with no separate fee
- ATM network
- Desjardins ATMs; AccuLink (free); THE EXCHANGE via AccuLink
- ATM outside the network
- $1.50
Who can open it
- Membership share
- $5 refundable, credit unions only
- Where you can open it
- Quebec and Ontario caisses; AMF coverage described for Quebec caisses
Deposit protection
- Insured by
- Autorité des marchés financiers (AMF), insurable deposits up to CAN$100,000 per person, per deposit category
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.desjardins.com
- Fees and terms
- Published fee schedule
Notes
Interac e-Transfer is included in the plan at no extra fee but counts as one plan transaction. $1.50 is the Interac-network ATM fee; AccuLink ATMs are free. Interest rate for chequing not published.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.