Desjardins Savings Account (non-registered)

DesjardinsSavings

Desjardins · Savings

No monthly fee with unlimited transactions, 0.55% interest.

Monthly feeNone
Transactions includedUnlimited
Interest rate0.55%
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
None

What is included

Transactions each month
Unlimited transactions

Interest

Posted rate
0.55%
What the rate depends on
No minimum balance; interest earned monthly

Who can open it

Membership share
$5 refundable, credit unions only
Where you can open it
Quebec and Ontario caisses

Deposit protection

Insured by
Autorité des marchés financiers (AMF), up to CAN$100,000 per person, per deposit category

Where these figures come from

Figures checked on
August 19, 2026

Notes

Unlimited deposits and withdrawals, no service fees. Eligible for member dividends subject to caisse conditions.

Accounts worth comparing this against

Compare this against every account we track

Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.