DUCA · Chequing
$4.00 a month with unlimited transactions, waived if you keep $1,000 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $4.00
- Fee waived with a balance of
- $1,000
- How the waiver works
- Waived with $1,000 minimum balance; 30-day grace period after opening
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- Fee per e-Transfer beyond that
- $1.25
- ATM network
- THE EXCHANGE (free)
- ATM outside the network
- $2.00
Who can open it
- Membership share
- $1 refundable, credit unions only
- Where you can open it
- Only residents of Ontario can apply to be a DUCA member
Deposit protection
- Insured by
- Financial Services Regulatory Authority of Ontario (FSRA), non-registered eligible deposits insured up to $250,000; registered accounts unlimited
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.duca.com
- Fees and terms
- Published fee schedule
Notes
Ages 30 to 59. Free deposits, withdrawals, EFTs and bill payments. 5 free e-Transfers per month, then $1.25 each. Chequing interest rate not published.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.