DUCAChequing
DUCA · Chequing
$9.00 a month with unlimited transactions, waived if you keep $2,000 in the account, 2% interest.
Monthly fee$9.00Waived at $2,000
Transactions includedUnlimited
Interest rate2%
Deposit insuranceInsured
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $9.00
- Fee waived with a balance of
- $2,000
- How the waiver works
- Waived with $2,000 minimum balance; 30-day grace period after opening
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- Fee per e-Transfer beyond that
- $1.25
- ATM network
- THE EXCHANGE (free); Interac ATM free on this plan
- ATM outside the network
- $0.00
Interest
- Posted rate
- 2%
- What the rate depends on
- 2.00% paid monthly; available to new members only
Who can open it
- Membership share
- $1 refundable, credit unions only
- Where you can open it
- Ontario residents only
Deposit protection
- Insured by
- Financial Services Regulatory Authority of Ontario (FSRA), non-registered up to $250,000; registered unlimited
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.duca.com
- Fees and terms
- Published fee schedule
Notes
10 free e-Transfers per month, then $1.25 each. Highest chequing-account interest rate found in this survey.
Accounts worth comparing this against
Compare this against every account we track
Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.