Implicity Financial · Savings
No monthly fee, 1.6% interest.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- None
What is included
- ATM network
- Debit card for ATM and point-of-sale access (network not named)
Interest
- Posted rate
- 1.6%
- What the rate depends on
- Interest calculated daily, paid monthly; no minimum balance to open or maintain
Who can open it
- Minimum to open
- $0
- Membership share
- $5 refundable, credit unions only
- Where you can open it
- None, open to any Canadian resident over 18, regardless of province
Deposit protection
- Insured by
- Deposit Guarantee Corporation of Manitoba, 'All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba, no matter where you live in Canada'
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.implicity.ca
- Fees and terms
- Published fee schedule
Notes
Account includes chequing privileges. Site states 'daily account transactions are fee-free'. Rates page is blocked to automated access, so the 1.60% figure comes from the product page.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.