Kindred Credit Union Flex Chequing

Kindred Credit UnionChequing

Kindred Credit Union · Chequing

No monthly fee with 25 transactions included.

Monthly feeNone
Transactions included25
Interest rateNone published
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
None
Fee waived with a balance of
$3,000
How the waiver works
'Minimum monthly balance required for all fees to be waived', $3,000; does not apply to immediate fees
Each transaction over the limit
$1.50

What is included

Transactions each month
25 transactions a month
Interac e-Transfers
Not included
Fee per e-Transfer beyond that
$1.00
ATM network
Kindred ATMs free; THE EXCHANGE $1.00
ATM outside the network
$1.50

Who can open it

Membership share
$25 refundable, credit unions only
Where you can open it
Southwestern Ontario (eight branches: Aylmer, Elmira, Kitchener, Leamington, Milverton, Mount Forest, New Hamburg, Waterloo)

Deposit protection

Insured by
Financial Services Regulatory Authority of Ontario (FSRA), deposit insurance referenced but no limit stated on the pages reviewed

Where these figures come from

Figures checked on
August 19, 2026

Notes

Fee schedule effective January 1, 2025. Pay-as-you-go plan with 25 free transactions; extra-transaction pricing ranges $0.80 to $1.50 so the conservative $1.50 is recorded. International ATM $5.00. The $25 membership share is an investment, refundable, not a fee.

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.