Libro Credit UnionChequing
Libro Credit Union · Chequing
$4.00 a month with 12 transactions included, waived if you keep $1,000 in the account, 0.13% interest.
Monthly fee$4.00Waived at $1,000
Transactions included12
Interest rate0.13%
Deposit insuranceInsured
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $4.00
- Fee waived with a balance of
- $1,000
- How the waiver works
- Waived with $1,000 minimum monthly balance
- Each transaction over the limit
- $0.60
What is included
- Transactions each month
- 12 transactions a month
- Interac e-Transfers
- Not included
- Fee per e-Transfer beyond that
- $1.50
- ATM network
- 5 free ATM withdrawals per month, then $1 each
- ATM outside the network
- $1.00
Interest
- Posted rate
- 0.13%
- What the rate depends on
- Tiered: 0.125% to $49,999; 0.200% $50,000 to $99,999; 0.750% $100,000+. Rates page updated August 18, 2026.
Who can open it
- Membership share
- $5 refundable, credit unions only
- Where you can open it
- Ontario (Libro operates in southwestern Ontario); must be 18+
Deposit protection
- Insured by
- Financial Services Regulatory Authority of Ontario (FSRA), registered accounts have unlimited coverage; non-registered eligible deposits protected up to $250,000
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.libro.ca
- Fees and terms
- Published fee schedule
Notes
12 free debit transactions per month.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.