Libro Credit Union Simplify Chequing

Libro Credit UnionChequing

Libro Credit Union · Chequing

$14.00 a month with unlimited transactions, waived if you keep $2,500 in the account, 0.13% interest.

Monthly fee$14.00Waived at $2,500
Transactions includedUnlimited
Interest rate0.13%
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
$14.00
Fee waived with a balance of
$2,500
How the waiver works
Waived with $2,500 minimum monthly balance; $2 discount with automatic payroll deposit

What is included

Transactions each month
Unlimited transactions
Interac e-Transfers
Included with no separate fee
Fee per e-Transfer beyond that
$0.00
ATM network
5 free ATM withdrawals per month, then $1 each
ATM outside the network
$1.00

Interest

Posted rate
0.13%
What the rate depends on
Same tiers as Basic; rates page updated August 18, 2026

Who can open it

Membership share
$5 refundable, credit unions only
Where you can open it
Ontario; 18+

Deposit protection

Insured by
FSRA, registered unlimited; non-registered up to $250,000

Where these figures come from

Figures checked on
August 19, 2026
Source page
www.libro.ca

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.