Manulife Bank Advantage Account

Manulife BankSavings

Manulife Bank · Savings

No monthly fee, 3% on a promotional rate.

Monthly feeNone
Transactions includedNot published
Interest rate1.5%3% promotional
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
None
Fee waived with a balance of
$1,000
How the waiver works
There is never a monthly fee. Maintaining a $1,000 balance waives the everyday transaction fees listed below.
Each transaction over the limit
$1.00

What is included

Interac e-Transfers
Not included
Fee per e-Transfer beyond that
$1.00
ATM network
THE EXCHANGE Network
ATM outside the network
$1.50

Interest

Posted rate
1.5%
Promotional rate
3%
Promotional rate ends
2026-09-11
What the rate depends on
Promotional 3.00% (1.50% regular + 1.50% promotional) on net new deposits, for 730 days, on new personal non-registered CAD Advantage Accounts opened between July 2, 2026 and September 11, 2026; maximum $500,000 net new deposits; one per client; not combinable with other promotions.

Who can open it

US dollar account
Yes

Deposit protection

Insured by
CDIC

Where these figures come from

Figures checked on
August 19, 2026

Notes

Hybrid chequing/savings: ATM withdrawal $1.50 in Canada / $3.00 outside, Interac Debit purchase $1.00, bill payment $1.00, all waived at a $1,000 balance; US$ Advantage 0.20%, Tax-Free/Registered/Retirement Income Advantage 1.05%.

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.