National Bank · Chequing
$15.95 a month with unlimited transactions, waived if you keep $4,500 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $15.95
- Fee waived with a balance of
- $4,500
- How the waiver works
- $0/month with a $4,500 or higher balance; $0 for ages 0-24; $10.95/month for clients 60 and over
- Each transaction over the limit
- $2.50
- NSF fee
- $10.00
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- ATM network
- National Bank, Interac
- ATM outside the network
- $2.00
Who can open it
- Free for youth
- Yes
- Free for students
- Yes
- Senior discount
- $5.00 a month
Current offer
- Welcome bonus
- $600
- What it requires
- Up to $600 cashback, which includes a $30 credit with an eligible National Bank Mastercard; promotion ends November 3, 2026
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.nbc.ca
- Fees and terms
- Published fee schedule
Notes
Unlimited digital transactions and unlimited free Interac e-Transfers, but in-branch transactions cost $2.50 each; free for anyone 24 and under.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.