National Bank · Chequing
$3.95 a month with 18 transactions included.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $3.95
- How the waiver works
- No minimum-balance waiver. $0 for ages 0-24, students, Indigenous peoples, Guaranteed Income Supplement recipients and RDSP beneficiaries (a $3.95/month discount).
- Each transaction over the limit
- $1.25
- NSF fee
- $10.00
What is included
- Transactions each month
- 18 transactions a month
- Interac e-Transfers
- Included with no separate fee
- ATM network
- National Bank, Interac
- ATM outside the network
- $2.00
Who can open it
- Free for youth
- Yes
- Free for students
- Yes
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.nbc.ca
- Fees and terms
- Published fee schedule
Notes
18 digital transactions a month with Interac e-Transfers counted inside that limit (extra electronic transactions $1.25, branch transactions $2.50); not eligible for National Bank's cashback promotion. Overdraft is priced per use at $5.00, with no monthly overdraft plan fee published.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.