Prospera Credit Union Personal Essentials (Basic)

Prospera Credit UnionChequing

Prospera Credit Union · Chequing

$3.50 a month with 10 transactions included.

Monthly fee$3.50
Transactions included10
Interest rate0%
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
$3.50
Each transaction over the limit
$0.75

What is included

Transactions each month
10 transactions a month
Interac e-Transfers
Included with no separate fee
Fee per e-Transfer beyond that
$1.00
ATM network
Canadian credit union ATMs $0.75
ATM outside the network
$2.50

Interest

Posted rate
0%
What the rate depends on
Chequing accounts earn 0.00%

Deposit protection

Insured by
Canada Deposit Insurance Corporation (CDIC), $100,000 per depositor per category

Where these figures come from

Figures checked on
August 19, 2026
Source page
www.prospera.ca

Notes

10 transactions plus 2 free Interac e-Transfers per month. USA/foreign ATM $3.50.

Accounts worth comparing this against

Compare this against every account we track

Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.