RBC Royal Bank · Chequing
$30.00 a month with unlimited transactions.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $30.00
- How the waiver works
- No minimum-balance waiver published. As low as $17.05/month with the RBC Value Program rebate; $22.50 for clients 65+.
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- ATM network
- RBC, Interac, PLUS
- ATM outside the network
- $0.00
Who can open it
- Senior discount
- $7.50 a month
Current offer
- What it requires
- Apple 11-inch iPad Wi-Fi 128GB (no dollar value published by RBC); upgrade to iPad Air / iPad Pro / MacBook Air with $25,000+ or $50,000+ invested and held 365 days. Open by November 2, 2026, complete two qualifying activities within 90 days.
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.rbcroyalbank.com
- Fees and terms
- Published fee schedule
Notes
Top-tier account: RBC ATM fees waived worldwide, unlimited debits worldwide, fees waived on two extra CAD accounts plus one USD account, and up to $120 credit card annual fee rebate.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.