Scotiabank · Chequing
$3.95 a month with 18 transactions included.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $3.95
- How the waiver works
- No minimum-balance waiver. $0/month for clients 60+ (senior's pricing).
- Each transaction over the limit
- $1.25
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- 18 transactions a month
- Interac e-Transfers
- Included with no separate fee
- ATM network
- Scotiabank, Interac
- ATM outside the network
- $2.00
Who can open it
- Senior discount
- $3.95 a month
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.scotiabank.com
- Fees and terms
- Published fee schedule
Notes
Entry-level account: 18 free debits a month and completely free for clients 60 and over.
Where the institution contradicts itself
The Bank Account Fees page lists Interac e-Transfer at $1.00 per transfer, while this account's own page states 'Free Interac e-Transfer transactions'. Recorded as included, per the account page.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.