Scotiabank · Chequing
$11.95 a month with 25 transactions included, waived if you keep $3,000 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $11.95
- Fee waived with a balance of
- $3,000
- How the waiver works
- $0/month if you hold $3,000 or more in the account every day for the entire month; $7.95/month for clients 60+
- Each transaction over the limit
- $1.25
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- 25 transactions a month
- Interac e-Transfers
- Included with no separate fee
- ATM network
- Scotiabank, Interac
- ATM outside the network
- $2.00
Who can open it
- Senior discount
- $4.00 a month
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.scotiabank.com
- Fees and terms
- Published fee schedule
Notes
25 free debits with a $3,000 daily-balance waiver; includes Scotia International Money Transfer at $1.99 and up to 3c/L off at Shell.
Where the institution contradicts itself
Fees page lists Interac e-Transfer at $1.00 per transfer; the account page says free. Recorded as included, per the account page.
Accounts worth comparing this against
Compare this against every account we track
Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.