Scotiabank Money Master Savings Account

ScotiabankSavings

Scotiabank · Savings

No monthly fee, 0.01% interest.

Monthly feeNone
Transactions includedNot published
Interest rate0.01%
Deposit insuranceNot stated

Fees and rates verified 2026-08-19We earn nothing from any institution hereHow we research

What it costs

Monthly fee
None

Interest

Posted rate
0.01%
What the rate depends on
Regular rate 0.01%. Bonus rate of 0.50% when enrolled in Smart Savings Tools. Annual interest rate is paid on the entire balance based on the tier within which the daily account closing balance falls.

Who can open it

Can be registered (TFSA, RRSP)
No
US dollar account
No

Deposit protection

Insured by
Not published by the institution

Where these figures come from

Figures checked on
August 19, 2026
Institution's effective date
2026-02-13

Notes

0.50% is a conditional bonus rate, not a time-limited promotion, so it is recorded in rate_conditions rather than promo_rate.

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.