Simplii Financial No Fee Chequing Account

Simplii FinancialChequing

Simplii Financial · Chequing

No monthly fee with unlimited transactions.

Monthly feeNone
Transactions includedUnlimited
Interest rateNone published
Welcome offer$300

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
None

What is included

Transactions each month
Unlimited transactions
Interac e-Transfers
Included with no separate fee
Fee per e-Transfer beyond that
$0.00
ATM network
CIBC, over 3,400 ATMs across Canada

Interest

What the rate depends on
Tiered by balance ($0 to 50,000 / 50,000.01 to 100,000 / 100,000.01 to 500,000 / 500,000.01 to 1,000,000 / 1,000,000.01+); percentages are JavaScript-rendered and did not resolve

Who can open it

US dollar account
No

Current offer

Welcome bonus
$300
What it requires
Set up one or more eligible recurring direct deposits totalling at least $100/month, credited for at least 3 consecutive months. Also includes a $50 Skip gift card. Offer period December 18, 2024 to September 30, 2026.

Deposit protection

Insured by
CDIC

Where these figures come from

Figures checked on
August 19, 2026
Source page
www.simplii.com

Notes

Unlimited debit purchases, bill payments and withdrawals; free send, request and receive Interac e-Transfer.

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.