TD Canada Trust · Chequing
$3.95 a month with 12 transactions included.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $3.95
- How the waiver works
- No minimum-balance waiver. $0 for Guaranteed Income Supplement recipients, RDSP beneficiaries, Indigenous Peoples from Canada, and newcomers to Canada (first year only).
- Each transaction over the limit
- $1.25
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- 12 transactions a month
- Interac e-Transfers
- Included with no separate fee
- ATM network
- TD (Green Machine)
- ATM outside the network
- $2.00
Who can open it
- Free months for newcomers
- 12
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.td.com
- Fees and terms
- Published fee schedule
Notes
TD's cheapest chequing account; 12 transactions include a maximum of 2 full-serve (branch/EasyLine) transactions, plus unlimited public transit transactions. Sending e-Transfers is free but Request Money costs $0.50 (up to $100) or $1.00 (over $100).
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.