TD Canada TrustChequing
TD Canada Trust · Chequing
No monthly fee with unlimited transactions.
Monthly feeNone
Transactions includedUnlimited
Interest rateNone published
Welcome offer$150
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- None
- How the waiver works
- No monthly fee until age 23; after 23, continues fee-free with proof of enrolment in full-time post-secondary education
- NSF fee
- $10.00
- Overdraft protection, monthly
- $0.00
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- ATM network
- TD (Green Machine)
- ATM outside the network
- $2.00
Who can open it
- Free for youth
- Yes
- Free for students
- Yes
Current offer
- Welcome bonus
- $150
- What it requires
- $150 cash when you open the account and complete any two qualifying activities; up to $475 total value via the TD Student Banking Package (adds up to $125 in student credit card value and a 4% bonus savings rate for 90 days). Offer ends November 2, 2026.
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.td.com
- Fees and terms
- Published fee schedule
Notes
Unlimited transactions at no monthly fee and the only TD chequing account with a $0 monthly Overdraft Protection fee.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.