TD Canada Trust · Chequing
$17.95 a month with unlimited transactions, waived if you keep $4,000 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $17.95
- Fee waived with a balance of
- $4,000
- How the waiver works
- Monthly fee rebated with a $4,000 minimum monthly balance
- NSF fee
- $10.00
- Overdraft protection, monthly
- $5.00
What is included
- Transactions each month
- Unlimited transactions
- Interac e-Transfers
- Included with no separate fee
- ATM network
- TD (Green Machine)
- ATM outside the network
- $2.00
Who can open it
- Senior discount
- $6.00 a month
Current offer
- Welcome bonus
- $500
- What it requires
- $500 cash when you open a new TD Unlimited Chequing Account and complete any two qualifying activities (direct deposit, bill payment, or pre-authorized debit); up to $750 total value when bundled with a new savings account and TD credit card. New TD chequing customers only (no TD chequing account as of June 3, 2026). Offer ends October 1, 2026; deposits must post by December 2, 2026.
Deposit protection
- Insured by
- CDIC
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.td.com
- Fees and terms
- Published fee schedule
Notes
Unlimited transactions with a $4,000 balance waiver; seniors 60+ pay $11.95/month.
Where the institution contradicts itself
TD's two fee documents disagree on non-TD ATM fees for this account: 'About our accounts and related services' indicates the $2.00 Canadian non-TD ATM fee is waived, while the List of Services & Fees (Mar 5, 2026) lists $2.00 for this account. Recorded the conservative $2.00.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.