Vancity · Chequing
$9.75 a month with 25 transactions included, waived if you keep $1,500 in the account.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- $9.75
- Fee waived with a balance of
- $1,500
- How the waiver works
- $0 with minimum balance of $1,500
- Each transaction over the limit
- $0.70
What is included
- Transactions each month
- 25 transactions a month
- Interac e-Transfers
- Included with no separate fee
- Fee per e-Transfer beyond that
- $0.00
- ATM network
- Vancity + THE EXCHANGE + ACCULINK (4,000+ ding-free ATMs in Canada)
Interest
- Posted rate
- 0%
Who can open it
- Membership share
- $5 refundable, credit unions only
- Where you can open it
- Must be a resident of British Columbia
Deposit protection
- Insured by
- Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.vancity.com
- Fees and terms
- Published fee schedule
Notes
Extra transactions quoted as a $0.50 to $0.70 range on the product page; the conservative (higher) $0.70 is recorded. Non-network ATM fee not published on the account page (bulletin is PDF-only).
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.