Vancity · Chequing
No monthly fee with no transactions included.
Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research
What it costs
- Monthly fee
- None
- Each transaction over the limit
- $0.70
What is included
- Transactions each month
- No transactions included
- Interac e-Transfers
- Not included
- Fee per e-Transfer beyond that
- $0.90
- ATM network
- Vancity + THE EXCHANGE + ACCULINK (4,000+ ding-free ATMs in Canada)
Interest
- Posted rate
- 0%
Who can open it
- Membership share
- $5 refundable, credit unions only
- Where you can open it
- Must be a resident of British Columbia
Deposit protection
- Insured by
- Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected
Where these figures come from
- Figures checked on
- August 19, 2026
- Source page
- www.vancity.com
- Fees and terms
- Published fee schedule
Notes
Per-item pricing: in-person $0.70; debit card, cheque and pre-authorized payments $0.50; online/mobile free; e-Transfer 90c to send or request, free to receive. $0.70 recorded as the conservative extra-transaction figure.
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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.