Vancity Total Chequing

VancityChequing

Vancity · Chequing

$25.75 a month with unlimited transactions, waived if you keep $6,000 in the account.

Monthly fee$25.75Waived at $6,000
Transactions includedUnlimited
Interest rate0%
Deposit insuranceInsured

Fees and rates verified 2026-08-19Published fee scheduleWe earn nothing from any institution hereHow we research

What it costs

Monthly fee
$25.75
Fee waived with a balance of
$6,000
How the waiver works
$0 with minimum balance of $6,000

What is included

Transactions each month
Unlimited transactions
Interac e-Transfers
Included with no separate fee
Fee per e-Transfer beyond that
$0.00
ATM network
Vancity + THE EXCHANGE + ACCULINK (4,000+ ding-free ATMs in Canada)

Interest

Posted rate
0%

Who can open it

Membership share
$5 refundable, credit unions only
Where you can open it
Must be a resident of British Columbia

Deposit protection

Insured by
Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected

Where these figures come from

Figures checked on
August 19, 2026
Source page
www.vancity.com

Notes

Free cheques and free e-Transfers included.

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Where this came from. Every figure on this page is taken from the institution’s own page or its published fee schedule, never from another comparison site, and a field is left blank rather than guessed at. Rates and fees change without notice, so confirm with the institution before opening anything. We receive no payment from any institution listed here.