Borrowing
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Every Way to Borrow in Canada, Ranked by What It Costs
From a secured line of credit at prime plus a fraction to a payday loan at $14 per $100. The published rates, the legal caps, and where each one actually sits.
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Snowball or Avalanche: What the Order You Pay Debts In Costs
Highest rate first always costs less, and the gap is usually smaller than the argument about it. What actually decides the difference, worked on Canadian rates.