CIBC Aeroplan Visa Card

CIBC's exact wording: '1 point per $1' on gas, EV charging, groceries and Air Canada purchases, and '1 point per $1.50' on all other purchases (restated as 0.67 points per $1 for earn_base). No annual earn caps published. Additional points are available through 150+ Aeroplan partners and the Aeroplan eStore. Cash advance fee $5.00 in Canada / $7.50 outside Canada; cash advance and balance transfer rate 22.99% (21.99% for Quebec residents). This is the card CIBC formerly marketed as the CIBC Aeroplan Visa Platinum.

Up to 10,000 Aeroplan points, which CIBC quotes as 'up to $200 in value': 2,500 points on the first purchase; 2,500 points when $1,500 is spent within the first 4 statement periods; and 5,000 anniversary points when net purchases reach $10,000 or more in the first 12 months. No offer end date published. The 5,000-point anniversary tier does not fit the two-tier schema and is described here. Bonus_tier2_months of 4 represents 4 statement periods.

No Air Canada carrier surcharges on Aeroplan flight rewards. 4th night free on eligible hotel bookings. Free Skip+ membership. 50% off Disney+ for 6 months. $0 CIBC Global Money Transfer fee to 120+ countries. Aeroplan Family Sharing. Points do not expire while the card is active. Insurance listed: Purchase Security and Extended Protection, Common Carrier Accident, and Auto Rental Collision/Loss Damage. CIBC publishes no dollar amounts for these on the product page. No emergency travel medical insurance. The brief's 'CIBC Aeroplan Visa Platinum' no longer exists under that name. The current product is the CIBC Aeroplan Visa Card and is a $0 fee card, not a $99 Platinum tier. Base earn is 1 point per $1.50, i.e. Below one point per dollar on most spend. The advertised 10,000-point welcome requires a $10,000 spend anniversary tier to reach the full amount. No emergency travel medical insurance on an airline co-brand. Insurance dollar amounts are NOT PUBLISHED on the product page.