Marriott Bonvoy Business American Express Card

5 Marriott Bonvoy points per $1 at participating Marriott Bonvoy properties; 3 points per $1 on eligible gas, dining and travel; 2 points per $1 on everything else. No annual cap published on any tier.

Amex Canada's own small-business card page states up to 80,000 Marriott Bonvoy points: 70,000 after $5,000 in purchases in 3 months plus 10,000 after $1,000 in purchases in month 13. Marriott's Canadian co-brand page simultaneously advertises up to 110,000 points (80,000 after $10,000 in 6 months plus 30,000 after a month-15 purchase). The two issuer-side sources contradict each other; the conservative Amex figure is recorded here.

Annual Free Night Award redeemable at a property costing up to 35,000 Marriott Bonvoy points. Automatic Marriott Bonvoy Silver Elite status and 15 Elite Night Credits each year; Gold Elite available after $30,000 in annual purchases. Travel Accident Insurance $500,000; lost or stolen baggage up to $500 per trip; purchase protection up to $1,000 per occurrence; Employee Card Misuse Protection up to $100,000 per Basic Cardmember, conditional on cancelling within 2 business days of terminating the employee. Maximum 99 supplementary cards. Amex confirms joint and several liability between the cardmember and the company. HEADLINE VS SUBSTANCE: the annual fee of $150 was only obtainable from Marriott's co-brand page. Amex Canada's own product page is JavaScript-gated and never states it. Confirm before publishing. WELCOME OFFER CONFLICT: Amex says up to 80,000 points; Marriott says up to 110,000 points with different spend and timing. One of the two issuer-side pages is stale. The 'Free Night Award' is capped at a 35,000-point redemption value, not any night at any Marriott property. Second bonus tier pays in month 13, i.e. After a second annual fee. No free employee cards; each is $50. Amex Canada does not publish the purchase APR, cash advance APR or FX fee on any page that renders.