Rogers Red World Mastercard

The advertised rate is conditional on being a telecom customer, which is the entire point of the co-brand. WITH an eligible Rogers, Fido, Shaw or Comwave service: 2% cash back on all eligible purchases and 2% on US-dollar purchases. WITHOUT an eligible service: 1% on all eligible purchases (2% is retained on US-dollar purchases only). The 1% base recorded above is the no-service reading, which is the conservative one. Cancel your Rogers service and your earn rate halves. Rogers Bank states that effective 4 August 2026 'annual limits will apply on the cash back rewards you can earn', varying by card type, but does not publish the limit amounts. Earn_cap_annual is therefore recorded as NOT PUBLISHED and this is a live, unresolved cap.

No welcome bonus is published for this card.

Rogers Bank's Red lineup has four tiers. Rogers Red Mastercard, Rogers Red World Mastercard (this card), Rogers Red World Elite Mastercard, and the Rogers Red World Legend Mastercard launched in 2026. Only this tier's detail page rendered reliably at time of research; the base Red and World Legend pages returned redirect loops, so their figures are not recorded here and should be re-checked before publishing those tiers. For this card: $0 annual fee, $0 authorized users, 2.5% foreign currency conversion applied at Mastercard's rate. Embedded insurance is limited to Purchase Protection and Extended Warranty (underwritten by CUMIS General Insurance) with no published dollar limits; no travel insurance of any kind. Rogers Account Protection (disability, unemployment, hospitalization, critical illness, life, accidental death; monthly benefit the greater of $10 or 10% of balance to a $20,000 maximum, or a $20,000 lump sum) is an OPTIONAL PAID add-on underwritten by Canadian Premier Life, not an included benefit. Extras: 5 free Roam Like Home days per year with an eligible Rogers mobile plan, which Rogers values at up to $90; equal payment plans of 6 to 48 months. The headline 2% only applies while you hold an eligible Rogers, Fido, Shaw or Comwave service. Drop the service and it falls to 1%. Rogers Bank confirms that from 4 August 2026 annual caps apply to cash back earning, but does NOT publish the cap amounts. An uncapped-looking card that is now capped by an undisclosed number. Interest rates are published as ranges (21.99%-25.99% on purchases, 22.99%-27.99% on cash) effective August 2026; the rate you receive depends on Rogers Bank's assessment and the advertised low end is not guaranteed. The pre-August 2026 purchase range was 20.99%-25.99%. The 1.5x redemption multiplier only works when redeeming against a Rogers, Fido, Shaw or Comwave bill, with a $10 minimum. Redeeming any other way gets 1x. Rogers Account Protection is a paid optional insurance product, not an included card benefit; it is easy to mistake for embedded coverage. Rogers Bank publishes no dollar limits for its purchase protection or extended warranty. Rogers Bank's own site is unreliable to scrape; verify the other three Red tiers manually before listing them.