WestJet RBC Mastercard

The entry tier of the WestJet co-brand, sitting below the WestJet RBC World Elite Mastercard. AT THE PARTNER: 1.5 WestJet points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations. ELEVATED CATEGORIES: 1.5 points per dollar at restaurants and on food delivery, digital subscriptions, streaming services and digital games. EVERYWHERE ELSE: 1 point per dollar. Including groceries, gas, drugstore and transit. RBC publishes no annual earn cap. IMPORTANT: the WestJet co-brand portfolio was refreshed and now earns WestJet points, not the old 'WestJet dollars'; earn and redemption figures published before the 2025 refresh do not apply.

RBC advertises 'up to 15,000 WestJet points, that's a value of up to $150 off travel'. RBC does not publish the spend requirement, the qualifying period or an offer end date on the product page, all recorded as NOT PUBLISHED. Note that RBC's own '$150' framing implies a redemption value of roughly 1 cent per WestJet point, but RBC does not state a guaranteed fixed value, so point_value_cents is left as NOT PUBLISHED.

Coverages listed by RBC for this card: Travel Accident, Auto Rental Collision/Loss Damage, Purchase Security and Extended Warranty, Mobile Device Insurance (added 5 November 2025), Delayed Baggage, and Hotel/Motel Burglary. There is NO out-of-province emergency medical, NO trip cancellation and NO trip interruption insurance on this tier. From RBC's certificate of insurance for the WestJet RBC Mastercard: Travel Accident up to $500,000 CAD on a common carrier; Auto Rental Collision/Loss Damage on vehicles up to $65,000 CDN MSRP excluding taxes, for rentals of up to 48 consecutive days, including towing, storage, loss of use and up to $50 of rental agency administration charge. RBC does not publish dollar limits for Delayed Baggage, Hotel/Motel Burglary, Purchase Security, Extended Warranty or Mobile Device Insurance on either the product page or the certificate excerpt, recorded as NOT PUBLISHED. The signature benefit is the annual round-trip companion voucher: the welcome voucher starts at $199 CAD plus taxes, fees and charges, and to earn the recurring annual voucher you must spend at least $2,500 on the card each year; alternatively the voucher can be taken as a 25% discount on base airfare or 5,000 WestJet points. RBC publishes no minimum income and no foreign currency conversion fee on this product page. Marketed as a travel card but carries NO emergency medical, NO trip cancellation and NO trip interruption insurance. The World Elite tier is where those live. The companion voucher is not free: the welcome voucher starts at $199 plus taxes, fees and charges, and the recurring annual voucher requires $2,500 of annual card spend. Companion voucher pricing is 'starting at' $199. The actual price varies by route and is not published as a flat figure. WestJet points are redeemable only in the WestJet ecosystem; RBC publishes no guaranteed fixed value. RBC does not publish the spend requirement for the 15,000-point welcome offer. RBC does not publish the foreign currency conversion fee on this product page. Do not assume 2.5% without loading RBC's fee schedule. The portfolio was refreshed in 2025 from WestJet dollars to WestJet points; any pre-2025 comparison data for this card is stale.