Laurentian Bank bank accounts and rates

We track 5 Laurentian Bank accounts, 4 personal and 1 business. 1 of them carry no monthly fee and the dearest is $14.75 a month. Every figure here comes from the institution’s own published pages, and where something is not published we leave it blank rather than record a zero. Last checked 19 August 2026.

The highest starting rate posted here is 2.2%, on the Laurentian Bank High Interest Savings Account (HISA). That account pays by balance band rather than one rate, and the bands are on its page. Posted rates only: a promotional rate that ends in ninety days is not what an institution pays, so it is recorded on the account and not counted here.

Deposits are covered by CDIC insured, taken from what the institution publishes rather than from what the scheme covers in general. What deposit insurance actually covers sets out the difference and why an unlimited provincial guarantee is not the same promise as the federal one.

Every Account, With What It Costs

• Laurentian Bank High Interest Savings Account (HISA)

  No monthly fee · 2.2% interest

  2.20% on the first $100,000; 3.20% on balances over $100,000 up to $5,000,000; 1.00% on balances over $5,000,000

• Laurentian Bank Basic Account

  $4.00 a month · 18 transactions a month

  Fee waived for seniors receiving the Guaranteed Income Supplement, RDSP beneficiaries, and newcomers during their first year in Canada

• Laurentian Bank Preferred Account

  $7.50 a month · 20 transactions a month

• Laurentian Bank Unlimited Account

  $14.75 a month · Unlimited transactions

• Laurentian Bank Business Current AccountBusiness

  Monthly fee not publishedCDIC insured

Comparing across institutions? Compare every account on what it would cost you, work out what a chequing account really costs, or browse the full directory.