Business chequing accounts in Canada

We track 65 Canadian business chequing accounts. 6 of them carry no monthly fee and the dearest is $175.00 a month. Every figure here comes from the institution’s own published pages, and where something is not published we leave it blank rather than record a zero. Last checked 19 August 2026.

The highest rate posted here is 2.75%, on the Venn Business Account. Posted rates only: a promotional rate that ends in ninety days is not what an institution pays, so it is recorded on the account and not counted here.

Every Account, With What It Costs

• Coast US Business ChequingBusiness

  No monthly fee · 1 transaction a month

• EQ Bank Business AccountBusiness

  No monthly fee · 2.25% interest · Unlimited transactionsCDIC insured

• Float Business AccountBusiness

  No monthly fee · 2.5% interest · Unlimited transactions

• Loop Business Account (Loop Basic)Business

  No monthly fee · Unlimited transactions

• Venn Business AccountBusiness

  No monthly fee · 2.75% interest · Unlimited transactions

• Wealthsimple Business chequingBusiness

  No monthly fee · 1.25% interest · Unlimited transactionsCDIC insured

• Desjardins Community Plan (Business)Business

  $2.95 a month · 25 transactions a month

• TD Community AccountBusiness

  $3.75 a month · 20 transactions a monthCDIC insured

• CIBC Not-for-Profit Operating AccountBusiness

  $4.00 a month · 30 transactions a monthCDIC insured

• Servus Credit Union Business EssentialsBusiness

  $4.99 a month · 5 transactions a month

• Alterna Savings Business Chequing, Pay As You GoBusiness

  $5.00 a month · No transactions included

• BMO Essential Business Account (eBusiness Plan)Business

  $5.00 a month · Unlimited transactionsCDIC insured

• Desjardins Digital Plan (Business)Business

  $5.95 a month · Unlimited transactions

• ATB Financial Business Self-serve AccountBusiness

  $6.00 a month · Unlimited transactions

• BMO Business Current AccountBusiness

  $6.00 a month · No transactions includedCDIC insured

• CIBC Basic Business Operating AccountBusiness

  $6.00 a month · No transactions includedCDIC insured

• Coast Capital Savings Business Core ChequingBusiness

  $6.00 a month · No transactions included

• RBC Royal Bank Digital Choice Business AccountBusiness

  $6.00 a month · Unlimited transactionsCDIC insured

• Scotiabank Right Size Account for businessBusiness

  $6.00 a month · 4 transactions a monthCDIC insured

• TD Business Digital AccountBusiness

  $6.00 a month · Unlimited transactionsCDIC insured

• ATB Financial Business US Dollar Chequing AccountBusiness

  $7.00 a month · No transactions included

• National Bank Digital Business PackageBusiness

  $7.00 a month · Unlimited transactionsCDIC insured

• RBC Royal Bank Flex Choice Business AccountBusiness

  $7.00 a month · No transactions includedCDIC insured

• TD Business Basic AccountBusiness

  $7.00 a month · 7 transactions a monthCDIC insured

• TD U.S. Dollar Business Basic AccountBusiness

  $7.00 a month · 5 transactions a monthCDIC insured

• CIBC US Dollar Current AccountBusiness

  $8.00 a month · No transactions includedCDIC insured

• Vancity Business Self-Serve PackageBusiness

  $8.00 a month · 40 transactions a month

• RBC Royal Bank U.S. Business Current AccountBusiness

  $9.00 a monthCDIC insured

• Alterna Savings Business Chequing, Basic PackageBusiness

  $10.00 a month · 15 transactions a month

• National Bank Hybrid Business PackageBusiness

  $10.00 a month · Unlimited transactionsCDIC insured

• Scotiabank Basic Business AccountBusiness

  $10.95 a monthCDIC insured

• Vancity Business Full Serve PackageBusiness

  $14.00 a month · 70 transactions a month

• Scotiabank Select Account for business, Plan ABusiness

  $20.00 a month · 25 transactions a monthCDIC insured

• Servus Credit Union Business UnlimitedBusiness

  $20.00 a month · Unlimited transactions

• Vancity Independent Business AccountBusiness

  $20.00 a month · 100 transactions a month

• BMO Everyday Business AccountBusiness

  $25.00 a month · 35 transactions a monthCDIC insured

• CIBC Everyday Business Operating AccountBusiness

  $25.00 a month · 30 transactions a monthCDIC insured

• Desjardins 35 Transaction Plan (Business)Business

  $26.00 a month · 35 transactions a month

• Alterna Savings Business Chequing, Value PackageBusiness

  $28.00 a month · 50 transactions a month

• Coast Capital Savings Business Essential ChequingBusiness

  $28.00 a month · 15 transactions a month

• Vancity Business Prime AccountBusiness

  $28.00 a month · 150 transactions a month

• Vancity Business USD Chequing AccountBusiness

  $30.00 a month · 200 transactions a month

• TD Business Essential AccountBusiness

  $35.00 a month · 40 transactions a monthCDIC insured

• CIBC Advanced Business Operating AccountBusiness

  $40.00 a month · 100 transactions a monthCDIC insured

• Scotiabank Select Account for business, Plan BBusiness

  $40.00 a month · 70 transactions a monthCDIC insured

• Desjardins 55 Transaction Plan (Business)Business

  $42.00 a month · 55 transactions a month

• BMO Enhanced Business AccountBusiness

  $50.00 a month · 70 transactions a monthCDIC insured

• Alterna Savings Business Chequing, Premium PackageBusiness

  $55.00 a month · 100 transactions a month

• Desjardins 75 Transaction Plan (Business)Business

  $57.00 a month · 75 transactions a month

• CIBC Unlimited Business Operating AccountBusiness

  $65.00 a month · Unlimited transactionsCDIC insured

• Coast Capital Savings Business Premium ChequingBusiness

  $65.00 a month · Unlimited transactions

• BMO Elite Business AccountBusiness

  $75.00 a month · Unlimited transactionsCDIC insured

• Scotiabank Select Account for business, Plan CBusiness

  $75.00 a month · 125 transactions a monthCDIC insured

• Desjardins 100 Transaction Plan (Business)Business

  $76.00 a month · 100 transactions a month

• Alterna Savings Business Chequing, Prestige PackageBusiness

  $100.00 a month · 200 transactions a month

• ATB Financial Business Premium Service AccountBusiness

  $100.00 a month · Unlimited transactions

• National Bank Premium Business PackageBusiness

  $100.00 a month · Unlimited transactionsCDIC insured

• RBC Royal Bank Ultimate Business AccountBusiness

  $100.00 a month · Unlimited transactionsCDIC insured

• Scotiabank Select Account for business, UnlimitedBusiness

  $120.00 a month · Unlimited transactionsCDIC insured

• TD Business Unlimited AccountBusiness

  $125.00 a month · Unlimited transactionsCDIC insured

• Desjardins 300 Transaction Plan (Business)Business

  $175.00 a month · 300 transactions a month

• ATB Financial Business Plus AccountBusiness

  Monthly fee not published

• Keep Business AccountBusiness

  Monthly fee not published

• Laurentian Bank Business Current AccountBusiness

  Monthly fee not publishedCDIC insured

• Meridian Credit Union Business Chequing AccountBusiness

  Monthly fee not published

Comparing across institutions? Compare every account on what it would cost you, work out what a chequing account really costs, or browse the full directory.