ATB Financial bank accounts and rates

We track 13 ATB Financial accounts, 8 personal and 5 business. 5 of them carry no monthly fee and the dearest is $100.00 a month. Every figure here comes from the institution’s own published pages, and where something is not published we leave it blank rather than record a zero. Last checked 19 August 2026.

The highest rate posted here is 1.8%, on the ATB High Interest Savings Account, Personal Series A. Posted rates only: a promotional rate that ends in ninety days is not what an institution pays, so it is recorded on the account and not counted here.

Deposits are covered by Alberta, no stated limit, taken from what the institution publishes rather than from what the scheme covers in general. What deposit insurance actually covers sets out the difference and why an unlimited provincial guarantee is not the same promise as the federal one.

Every Account, With What It Costs

• ATB Climber Savings Account

  No monthly fee · 4.5% promotional rate · 1 transaction a monthAlberta, no stated limit

  Base 0.30% plus a climbing premium that resets on withdrawal: 0.00% (0 to 29 days), 0.20% (30 to 89), 0.25% (90 to 179), 0.40% (180 to 269), 0.50% (270 to 359), 0.60% (360+). Welcome

• ATB Financial No-Fee All-In Digital Account

  No monthly fee · Unlimited transactionsAlberta, no stated limit

  No minimum balance required

• ATB Financial Pay As You Go Account

  No monthly fee · No transactions includedAlberta, no stated limit

• ATB Financial Springboard Savings Account

  No monthly fee · 4.6% promotional rate · 1 transaction a monthAlberta, no stated limit

  Base tiers: 0.20% on $0 to $4,999.99; 0.50% on $5,000 to $249,999.99; 0.60% on $250,000+. Bonus 4.00% on net new deposits, capped at $1,000,000, promo period July 6, 2026, September 30, 2026 (total up

• ATB Financial Basic Account

  $3.95 a month · 15 transactions a monthAlberta, no stated limit

• ATB Financial Unlimited Account

  $15.95 a month · Unlimited transactionsAlberta, no stated limit

  Waived with $4,000 minimum daily balance throughout the month, or for full time post-secondary students aged 26+ with proof of enrolment

• ATB Advantage Account

  $24.95 a month · Unlimited transactionsAlberta, no stated limit

  Waived with $6,000 minimum daily balance

• ATB High Interest Savings Account, Personal Series A

  Monthly fee not published · 1.8% interestAlberta, no stated limit

  Rate as of January 19, 2026; simple interest paid monthly into the account. Series F pays 1.90%.

• ATB Financial Business Savings AccountBusiness

  No monthly fee · No transactions included

• ATB Financial Business Self-serve AccountBusiness

  $6.00 a month · Unlimited transactions

• ATB Financial Business US Dollar Chequing AccountBusiness

  $7.00 a month · No transactions included

• ATB Financial Business Premium Service AccountBusiness

  $100.00 a month · Unlimited transactions

• ATB Financial Business Plus AccountBusiness

  Monthly fee not published

Comparing across institutions? Compare every account on what it would cost you, work out what a chequing account really costs, or browse the full directory.