Benchmark MoneyCanada

Desjardins bank accounts and rates

We track 12 Desjardins accounts, 5 personal and 7 business. 1 of them carry no monthly fee and the dearest is $175.00 a month. Every figure here comes from the institution’s own published pages, and where something is not published we leave it blank rather than record a zero. Last checked 19 August 2026.

The highest starting rate posted here is 0.55%, on the Desjardins Savings Account (non-registered). That account pays by balance band rather than one rate, and the bands are on its page. Posted rates only: a promotional rate that ends in ninety days is not what an institution pays, so it is recorded on the account and not counted here.

Deposits are covered by Quebec, $100,000, taken from what the institution publishes rather than from what the scheme covers in general. What deposit insurance actually covers sets out the difference and why an unlimited provincial guarantee is not the same promise as the federal one.

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