Compare Canadian bank accounts

All 93 Canadian chequing accounts we track, by monthly fee

1. Alterna Bank No Fee eChequing Account

   Alterna Bank · No monthly fee · Unlimited transactions · 0.05% interest

   Deposits insured by CDIC

   Full details for the Alterna Bank No Fee eChequing Account

2. Alterna Savings Pay As You Go Chequing

   Alterna Savings · No monthly fee · No transactions included · 0% interest

   Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), up to the maximum amount covered by FSRA

   Full details for the Alterna Savings Pay As You Go Chequing

3. Assiniboine Credit Union ACU Light

   Assiniboine Credit Union · No monthly fee · No transactions included

   Deposits insured by Deposit Guarantee Corporation of Manitoba, deposits 100% guaranteed

   Full details for the Assiniboine Credit Union ACU Light

4. ATB Financial No-Fee All-In Digital Account

   ATB Financial · No monthly fee · Unlimited transactions

   Deposits insured by Province of Alberta, all deposits fully guaranteed (no dollar limit stated)

   Full details for the ATB Financial No-Fee All-In Digital Account

5. ATB Financial Pay As You Go Account

   ATB Financial · No monthly fee · No transactions included

   Deposits insured by Province of Alberta, all deposits fully guaranteed (no dollar limit stated)

   Full details for the ATB Financial Pay As You Go Account

6. CIBC Smart Start

   CIBC · No monthly fee · Unlimited transactions

   Deposits insured by CDIC

   Full details for the CIBC Smart Start

7. Coast Capital Savings Free Chequing, Free Debit and More Account

   Coast Capital Savings · No monthly fee · Unlimited transactions · 0% interest

   Deposits insured by Canada Deposit Insurance Corporation (CDIC), Coast Capital Savings Federal Credit Union is a CDIC member; only deposits payable in Canada are eligible

   Full details for the Coast Capital Savings Free Chequing, Free Debit and More Account

8. Conexus Credit Union No-Fee Chequing

   Conexus Credit Union · No monthly fee · Unlimited transactions

   Deposits insured by Credit Union Deposit Guarantee Corporation of Saskatchewan (limit not stated on the pages reviewed)

   Full details for the Conexus Credit Union No-Fee Chequing

9. DUCA Aim For More Chequing

   DUCA · No monthly fee · Unlimited transactions

   Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), non-registered up to $250,000; registered unlimited

   Full details for the DUCA Aim For More Chequing

10. DUCA Feel Free Chequing

    DUCA · No monthly fee · Unlimited transactions

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), non-registered up to $250,000; registered unlimited

    Full details for the DUCA Feel Free Chequing

11. Envision Financial Tru Essentials Chequing Account

    Envision Financial · No monthly fee · 12 transactions a month

    Deposits insured by Canada Deposit Insurance Corporation (CDIC), 'We are proud members of CDIC'; a Statement of Transitional Coverage applies

    Full details for the Envision Financial Tru Essentials Chequing Account

12. EQ Bank Personal Account

    EQ Bank · No monthly fee · Unlimited transactions · 1% interest

    Deposits insured by CDIC

    Full details for the EQ Bank Personal Account

13. Innovation Federal Credit Union No-Fee Chequing Account

    Innovation Federal Credit Union · No monthly fee · Unlimited transactions

    Deposits insured by Canada Deposit Insurance Corporation (CDIC), Innovation is a federal credit union; a Statement of Transitional Coverage applies to former ABCU members

    Full details for the Innovation Federal Credit Union No-Fee Chequing Account

14. Island Savings Tru Essentials Chequing Account

    Island Savings · No monthly fee · 12 transactions a month

    Deposits insured by Canada Deposit Insurance Corporation (CDIC)

    Full details for the Island Savings Tru Essentials Chequing Account

15. Kindred Credit Union Flex Chequing

    Kindred Credit Union · No monthly fee · 25 transactions a month · fee waived with $3,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), deposit insurance referenced but no limit stated on the pages reviewed

    Full details for the Kindred Credit Union Flex Chequing

16. Kindred Credit Union Generations Chequing

    Kindred Credit Union · No monthly fee · 25 transactions a month

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), limit not stated

    Full details for the Kindred Credit Union Generations Chequing

17. KOHO Essential

    KOHO · No monthly fee · 2% interest

    Deposits insured by CDIC (funds placed in trust with one or more CDIC member institutions; up to $100,000 per beneficiary, per member institution). KOHO accounts not earning interest are NOT CDIC eligible.

    Full details for the KOHO Essential

18. Neo Chequing Account

    Neo Financial · No monthly fee · 0.1% interest

    Deposits insured by CDIC

    Full details for the Neo Chequing Account

19. Peoples Group EasyTransaction Account

    Peoples Group · No monthly fee

    Deposits insured by CDIC, each entity protected separately up to $100,000 per insured category per depositor

    Full details for the Peoples Group EasyTransaction Account

20. Scotiabank Preferred Package for Students and Youth

    Scotiabank · No monthly fee · Unlimited transactions

    Deposits insured by CDIC

    Full details for the Scotiabank Preferred Package for Students and Youth

21. Scotiabank Student Banking Advantage Plan

    Scotiabank · No monthly fee · Unlimited transactions

    Deposits insured by CDIC

    Full details for the Scotiabank Student Banking Advantage Plan

22. Simplii Financial No Fee Chequing Account

    Simplii Financial · No monthly fee · Unlimited transactions

    Deposits insured by CDIC

    Full details for the Simplii Financial No Fee Chequing Account

23. Steinbach Credit Union Standard Pack Chequing

    Steinbach Credit Union · No monthly fee · 0.05% interest

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 'All deposits are guaranteed 100%'

    Full details for the Steinbach Credit Union Standard Pack Chequing

24. Tangerine No-Fee Daily Chequing Account

    Tangerine · No monthly fee · Unlimited transactions

    Deposits insured by CDIC

    Full details for the Tangerine No-Fee Daily Chequing Account

25. TD Student Chequing Account

    TD Canada Trust · No monthly fee · Unlimited transactions

    Deposits insured by CDIC

    Full details for the TD Student Chequing Account

26. Vancity Pay As You Go Chequing

    Vancity · No monthly fee · No transactions included · 0% interest

    Deposits insured by Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected

    Full details for the Vancity Pay As You Go Chequing

27. Wealthsimple Chequing (Cash)

    Wealthsimple · No monthly fee · Unlimited transactions · 1.25% interest

    Deposits insured by CDIC (held in trust with up to 10 CDIC member institutions, combined coverage up to $1,000,000 CAD)

    Full details for the Wealthsimple Chequing (Cash)

28. Prospera Credit Union Personal Essentials (Basic)

    Prospera Credit Union · $3.50 a month · 10 transactions a month · 0% interest

    Deposits insured by Canada Deposit Insurance Corporation (CDIC), $100,000 per depositor per category

    Full details for the Prospera Credit Union Personal Essentials (Basic)

29. ATB Financial Basic Account

    ATB Financial · $3.95 a month · 15 transactions a month

    Deposits insured by Province of Alberta, all deposits fully guaranteed (no dollar limit stated)

    Full details for the ATB Financial Basic Account

30. connectFirst Credit Union Necessities

    connectFirst Credit Union · $3.95 a month · 10 transactions a month

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), 100% guaranteed, up to any dollar amount

    Full details for the connectFirst Credit Union Necessities

31. Desjardins Everyday Account, Basic Plan

    Desjardins · $3.95 a month · 12 transactions a month · fee waived with $1,500 kept in the account

    Deposits insured by Autorité des marchés financiers (AMF), insurable deposits up to CAN$100,000 per person, per deposit category

    Full details for the Desjardins Everyday Account, Basic Plan

32. National Bank The Minimalist Chequing Account

    National Bank · $3.95 a month · 18 transactions a month

    Deposits insured by CDIC

    Full details for the National Bank The Minimalist Chequing Account

33. Scotiabank Basic Bank Account

    Scotiabank · $3.95 a month · 18 transactions a month

    Deposits insured by CDIC

    Full details for the Scotiabank Basic Bank Account

34. Servus Credit Union Basic Plan

    Servus Credit Union · $3.95 a month · 18 transactions a month · 0% interest

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), 100% guaranteed, up to any dollar amount

    Full details for the Servus Credit Union Basic Plan

35. Servus Credit Union Personal Essential Plan

    Servus Credit Union · $3.95 a month · 15 transactions a month · 0% interest · fee waived with $4,000 kept in the account

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), deposits 100% guaranteed up to any dollar amount, including accrued interest

    Full details for the Servus Credit Union Personal Essential Plan

36. TD Minimum Chequing Account

    TD Canada Trust · $3.95 a month · 12 transactions a month

    Deposits insured by CDIC

    Full details for the TD Minimum Chequing Account

37. Alterna Savings Basic Chequing

    Alterna Savings · $4.00 a month · 20 transactions a month · 0% interest · fee waived with $1,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), 'eligible deposits are insured up to the maximum amount covered by FSRA'

    Full details for the Alterna Savings Basic Chequing

38. Assiniboine Credit Union ACU Essentials

    Assiniboine Credit Union · $4.00 a month · 16 transactions a month

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Assiniboine Credit Union ACU Essentials

39. BMO Practical Chequing Account (Practical Plan)

    BMO · $4.00 a month · 12 transactions a month

    Deposits insured by CDIC

    Full details for the BMO Practical Chequing Account (Practical Plan)

40. CIBC Everyday Chequing Account

    CIBC · $4.00 a month · 18 transactions a month

    Deposits insured by CDIC

    Full details for the CIBC Everyday Chequing Account

41. DUCA Daylight Chequing

    DUCA · $4.00 a month · Unlimited transactions · fee waived with $1,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), non-registered eligible deposits insured up to $250,000; registered accounts unlimited

    Full details for the DUCA Daylight Chequing

42. Laurentian Bank Basic Account

    Laurentian Bank · $4.00 a month · 18 transactions a month

    Full details for the Laurentian Bank Basic Account

43. Libro Credit Union Basic Chequing

    Libro Credit Union · $4.00 a month · 12 transactions a month · 0.13% interest · fee waived with $1,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), registered accounts have unlimited coverage; non-registered eligible deposits protected up to $250,000

    Full details for the Libro Credit Union Basic Chequing

44. RBC Day to Day Banking

    RBC Royal Bank · $4.00 a month · 12 transactions a month

    Deposits insured by CDIC

    Full details for the RBC Day to Day Banking

45. Steinbach Credit Union E-Pack Chequing

    Steinbach Credit Union · $5.50 a month · 15 transactions a month · 0.05% interest

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Steinbach Credit Union E-Pack Chequing

46. connectFirst Credit Union Digital+

    connectFirst Credit Union · $6.99 a month · Unlimited transactions

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), 100% guaranteed, up to any dollar amount

    Full details for the connectFirst Credit Union Digital+

47. Laurentian Bank Preferred Account

    Laurentian Bank · $7.50 a month · 20 transactions a month

    Full details for the Laurentian Bank Preferred Account

48. Coast Capital Unlimited Chequing Account

    Coast Capital Savings · $8.50 a month · Unlimited transactions · 0% interest · fee waived with $4,000 kept in the account

    Deposits insured by Canada Deposit Insurance Corporation (CDIC), only deposits payable in Canada are eligible

    Full details for the Coast Capital Unlimited Chequing Account

49. Assiniboine Credit Union ACU Active

    Assiniboine Credit Union · $9.00 a month · 40 transactions a month · fee waived with $2,500 kept in the account

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Assiniboine Credit Union ACU Active

50. DUCA Rise Chequing

    DUCA · $9.00 a month · Unlimited transactions · 2% interest · fee waived with $2,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), non-registered up to $250,000; registered unlimited

    Full details for the DUCA Rise Chequing

51. Vancity Essential Chequing

    Vancity · $9.75 a month · 25 transactions a month · 0% interest · fee waived with $1,500 kept in the account

    Deposits insured by Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected

    Full details for the Vancity Essential Chequing

52. Steinbach Credit Union Value Pack Chequing

    Steinbach Credit Union · $9.95 a month · 35 transactions a month · 0.05% interest

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Steinbach Credit Union Value Pack Chequing

53. Alterna Savings Value Chequing

    Alterna Savings · $10.00 a month · 35 transactions a month · 0% interest

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), up to the maximum amount covered by FSRA

    Full details for the Alterna Savings Value Chequing

54. Prospera Credit Union Personal Unlimited

    Prospera Credit Union · $10.00 a month · Unlimited transactions · 0% interest

    Deposits insured by Canada Deposit Insurance Corporation (CDIC), $100,000 per depositor per eligible deposit category; coverage moved from BC's CUDIC to CDIC on May 6, 2026 when Prospera, Coast Capital and Sunshine Coast merged

    Full details for the Prospera Credit Union Personal Unlimited

55. Desjardins Everyday Account, Intermediate Plan

    Desjardins · $10.95 a month · 30 transactions a month · fee waived with $3,000 kept in the account

    Deposits insured by Autorité des marchés financiers (AMF), up to CAN$100,000 per person, per deposit category

    Full details for the Desjardins Everyday Account, Intermediate Plan

56. Assiniboine Credit Union ACU Digital

    Assiniboine Credit Union · $11.00 a month · Unlimited transactions · fee waived with $3,500 kept in the account

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Assiniboine Credit Union ACU Digital

57. Kindred Credit Union Value Chequing

    Kindred Credit Union · $11.45 a month · 25 transactions a month · fee waived with $3,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), limit not stated on the pages reviewed

    Full details for the Kindred Credit Union Value Chequing

58. Scotiabank Basic Plus Bank Account

    Scotiabank · $11.95 a month · 25 transactions a month · fee waived with $3,000 kept in the account

    Deposits insured by CDIC

    Full details for the Scotiabank Basic Plus Bank Account

59. TD Every Day Chequing Account

    TD Canada Trust · $11.95 a month · 25 transactions a month · fee waived with $3,000 kept in the account

    Deposits insured by CDIC

    Full details for the TD Every Day Chequing Account

60. KOHO Extra

    KOHO · $12.00 a month · 2.5% interest

    Deposits insured by CDIC (in trust, up to $100,000 per beneficiary per member institution)

    Full details for the KOHO Extra

61. BMO Plus Chequing Account (Plus Plan)

    BMO · $12.95 a month · 25 transactions a month · fee waived with $3,000 kept in the account

    Deposits insured by CDIC

    Full details for the BMO Plus Chequing Account (Plus Plan)

62. RBC Advantage Banking

    RBC Royal Bank · $12.95 a month · Unlimited transactions

    Deposits insured by CDIC

    Full details for the RBC Advantage Banking

63. connectFirst Credit Union Unlimited

    connectFirst Credit Union · $13.00 a month · Unlimited transactions

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), 100% guaranteed, up to any dollar amount

    Full details for the connectFirst Credit Union Unlimited

64. Alterna Savings Unlimited Chequing

    Alterna Savings · $14.00 a month · Unlimited transactions · 0% interest

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), up to the maximum amount covered by FSRA

    Full details for the Alterna Savings Unlimited Chequing

65. Libro Credit Union Simplify Chequing

    Libro Credit Union · $14.00 a month · Unlimited transactions · 0.13% interest · fee waived with $2,500 kept in the account

    Deposits insured by FSRA, registered unlimited; non-registered up to $250,000

    Full details for the Libro Credit Union Simplify Chequing

66. KOHO Everything

    KOHO · $14.75 a month · 3.5% interest

    Deposits insured by CDIC (in trust, up to $100,000 per beneficiary per member institution)

    Full details for the KOHO Everything

67. Laurentian Bank Unlimited Account

    Laurentian Bank · $14.75 a month · Unlimited transactions

    Full details for the Laurentian Bank Unlimited Account

68. Vancity Essential Plus Chequing

    Vancity · $14.75 a month · Unlimited transactions · 0% interest · fee waived with $3,000 kept in the account

    Deposits insured by Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected

    Full details for the Vancity Essential Plus Chequing

69. DUCA Evermore Premium Chequing

    DUCA · $15.00 a month · Unlimited transactions

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), non-registered up to $250,000; registered unlimited

    Full details for the DUCA Evermore Premium Chequing

70. ATB Financial Unlimited Account

    ATB Financial · $15.95 a month · Unlimited transactions · fee waived with $4,000 kept in the account

    Deposits insured by Province of Alberta, 'All deposits are fully guaranteed by the Province of Alberta' (no dollar limit stated)

    Full details for the ATB Financial Unlimited Account

71. Desjardins Everyday Account, Unlimited Plan

    Desjardins · $15.95 a month · Unlimited transactions · fee waived with $4,000 kept in the account

    Deposits insured by Autorité des marchés financiers (AMF), up to CAN$100,000 per person, per deposit category

    Full details for the Desjardins Everyday Account, Unlimited Plan

72. National Bank The Connected Chequing Account

    National Bank · $15.95 a month · Unlimited transactions · fee waived with $4,500 kept in the account

    Deposits insured by CDIC

    Full details for the National Bank The Connected Chequing Account

73. CIBC Smart Account

    CIBC · $16.95 a month · Unlimited transactions · fee waived with $4,000 kept in the account

    Deposits insured by CDIC

    Full details for the CIBC Smart Account

74. RBC Signature No Limit Banking

    RBC Royal Bank · $16.95 a month · Unlimited transactions

    Deposits insured by CDIC

    Full details for the RBC Signature No Limit Banking

75. Scotiabank Preferred Package

    Scotiabank · $16.95 a month · Unlimited transactions · fee waived with $4,000 kept in the account

    Deposits insured by CDIC

    Full details for the Scotiabank Preferred Package

76. Assiniboine Credit Union ACU Unlimited

    Assiniboine Credit Union · $17.00 a month · Unlimited transactions · 0% interest · fee waived with $5,000 kept in the account

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Assiniboine Credit Union ACU Unlimited

77. Steinbach Credit Union Classic Pack Chequing

    Steinbach Credit Union · $17.00 a month · Unlimited transactions · 0.05% interest

    Deposits insured by Deposit Guarantee Corporation of Manitoba, 100% guaranteed

    Full details for the Steinbach Credit Union Classic Pack Chequing

78. BMO Blue Rewards Chequing Account (Blue Rewards Plan)

    BMO · $17.95 a month · Unlimited transactions

    Deposits insured by CDIC

    Full details for the BMO Blue Rewards Chequing Account (Blue Rewards Plan)

79. BMO Performance Chequing Account (Performance Plan)

    BMO · $17.95 a month · Unlimited transactions · fee waived with $4,000 kept in the account

    Deposits insured by CDIC

    Full details for the BMO Performance Chequing Account (Performance Plan)

80. Kindred Credit Union Unlimited Chequing

    Kindred Credit Union · $17.95 a month · Unlimited transactions · fee waived with $3,000 kept in the account

    Deposits insured by Financial Services Regulatory Authority of Ontario (FSRA), limit not stated

    Full details for the Kindred Credit Union Unlimited Chequing

81. TD Unlimited Chequing Account

    TD Canada Trust · $17.95 a month · Unlimited transactions · fee waived with $4,000 kept in the account

    Deposits insured by CDIC

    Full details for the TD Unlimited Chequing Account

82. connectFirst Credit Union Platinum

    connectFirst Credit Union · $19.99 a month · Unlimited transactions · fee waived with $7,000 kept in the account

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), 100% guaranteed, up to any dollar amount

    Full details for the connectFirst Credit Union Platinum

83. Desjardins Everyday Account, Unlimited Plus Plan

    Desjardins · $23.95 a month · Unlimited transactions · fee waived with $5,000 kept in the account

    Deposits insured by Autorité des marchés financiers (AMF), up to CAN$100,000 per person, per deposit category

    Full details for the Desjardins Everyday Account, Unlimited Plus Plan

84. ATB Advantage Account

    ATB Financial · $24.95 a month · Unlimited transactions · fee waived with $6,000 kept in the account

    Deposits insured by Province of Alberta, all deposits fully guaranteed (no dollar limit stated)

    Full details for the ATB Advantage Account

85. Libro Credit Union Premium Chequing

    Libro Credit Union · $25.00 a month · Unlimited transactions · 0.13% interest

    Deposits insured by FSRA, registered unlimited; non-registered up to $250,000

    Full details for the Libro Credit Union Premium Chequing

86. Servus Credit Union Personal Premium Unlimited

    Servus Credit Union · $25.00 a month · Unlimited transactions · 0% interest · fee waived with $5,000 kept in the account

    Deposits insured by Credit Union Deposit Guarantee Corporation (Alberta), 100% guaranteed, up to any dollar amount

    Full details for the Servus Credit Union Personal Premium Unlimited

87. Vancity Total Chequing

    Vancity · $25.75 a month · Unlimited transactions · 0% interest · fee waived with $6,000 kept in the account

    Deposits insured by Credit Union Deposit Insurance Corporation of British Columbia (CUDIC), deposits 100% protected

    Full details for the Vancity Total Chequing

88. National Bank The Total Chequing Account

    National Bank · $28.95 a month · Unlimited transactions · fee waived with $6,000 kept in the account

    Deposits insured by CDIC

    Full details for the National Bank The Total Chequing Account

89. RBC VIP Banking

    RBC Royal Bank · $30.00 a month · Unlimited transactions

    Deposits insured by CDIC

    Full details for the RBC VIP Banking

90. BMO Premium Chequing Account (Premium Plan)

    BMO · $30.95 a month · Unlimited transactions · fee waived with $6,000 kept in the account

    Deposits insured by CDIC

    Full details for the BMO Premium Chequing Account (Premium Plan)

91. Scotiabank Ultimate Package

    Scotiabank · $30.95 a month · Unlimited transactions · fee waived with $6,000 kept in the account

    Deposits insured by CDIC

    Full details for the Scotiabank Ultimate Package

92. TD All-Inclusive Banking Plan

    TD Canada Trust · $30.95 a month · Unlimited transactions · fee waived with $6,000 kept in the account

    Deposits insured by CDIC

    Full details for the TD All-Inclusive Banking Plan

93. Conexus Credit Union MAXIMIZER Chequing

    Conexus Credit Union · Monthly fee not published · 0.1% interest

    Deposits insured by Credit Union Deposit Guarantee Corporation of Saskatchewan (limit not stated)

    Full details for the Conexus Credit Union MAXIMIZER Chequing